PenFed

PenFed Gold Visa Cardfrom Balance Transfer Credit Cards - English (US)

The PenFed Gold Visa Card is an attractive option for anyone looking to consolidate credit debt and save money on interest by transferring balances to a card with 0% APR for a 12-month intro period. You will need to become a member of the PenFed Credit Union in order to be eligible for this card. Cardholders will benefit from some of the lowest standard APR rates, ranging from 7.49% to 17.99%. There are no annual fees, no cash advance fees, and no foreign transaction fees in addition to several military benefits.

Debt Consolidation Loanfrom Debt Consolidation - English (US)

For borrowers looking for low-rate smaller-dollar personal loans, PenFed debt consolidation loans offerings are an attractive option. PenFed is a member owned and not-for-profit credit union, which passes the benefits of lower costs and fees down to the borrower. You can borrow as little as $600 and up to $20,000 and expect to pay a 6.49% to 17.99% interest rate. You must become a member of the credit union in order to receive a loan.