Marcus by Goldman Sachs

Minimum Credit Score
660
Origination Fee Minimum
0%
Maximum Interest
0.1999
Maximum Loan Term Months
72
Minimum Interest
0.0699
Minimum Loan Amount
3,500 USD
Maximum Loan Amount
40,000 USD
Minimum Loan Term Months
36
Origination Fee Maximum
0%
Late Payment Fee
0 USD
Eligibility
U.S. bank account and SSN or tax ID

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With Marcus' personal debt consolidation loans citizens with a U.S. bank account or social security number (SSN) can combine multiple debts into a single debt with one recurring monthly payment and a fixed interest rate with no extra fees. One can receive a loan amount between $3,500 and $40,000 with a minimum FICO score of 680. Interest rates vary from 6.99% to 19.99%, some of the lowest in its class. These loans are best for borrowers with good credit and do not want to incur any additional fees.

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