SunTrust Prime Rewards Credit Card
by Sun TrustThe SunTrust Prime Rewards Card offers a one of a kind 0% balance transfer fee on credit card balance transfers made within the first 60 days. Eliminating this common upfront cost may benefit people looking to transfer larger balances. The trade-off is a 3.25% balance transfer period variable APR, in place of the standard 0%. However, cardholders will have a longer 36 month balance transfer period in addition to earning 1% cash back on purchases and a $100 statement credit after spending $500 on qualifying purchases in the first 3 months. After the intro period, this card charges a 11.24% to 21.24% variable interest rate.
Maximum Interest Rate
0.21
Balance Transfer Fee
0
Minimum Interest Rate
0.11
Notes
No balance transfer fee within 60 days after opening; after that 3% of the balance transferred or $10, whichever is greater.
In addition to 1% cash back, $100 after spending $500 in first 3 months.
Minimum Transfer Fee
0
Balance Transfer Rate
0.03
Recommended Credit Score
670
Annual Fee
0
Rewards Rate
0.01
Balance Transfer Zero Interest Term Months
36
