{"products":"\u003c!DOCTYPE html\u003e\u003chtml lang=\"en\"\u003e\u003chead\u003e\u003ctitle\u003eFind the best financial products on Clara.\u003c/title\u003e\u003cmeta name=\"csrf-param\" content=\"authenticity_token\" /\u003e\n\u003cmeta name=\"csrf-token\" content=\"q0n9VTPWU8mZl2WmkeQGBaw7topjTFNmn4ReC_q3qjXonm_ZgWNdbEz09oAHkZ8Lj8RYiT3Vb91ZF4MO7-Sw-A\" /\u003e\u003cmeta content=\"Clara\" property=\"og:site_name\" /\u003e\u003cmeta content=\"website\" property=\"og:type\" /\u003e\u003cmeta content=\"Find the best financial products on Clara.\" property=\"og:title\" /\u003e\u003cmeta content=\"Clara helps businesses and people find the best fintech products. Compare credit card machines, small loans, payment products, investing apps and much more.\" property=\"og:description\" /\u003e\u003cmeta content=\"https://www.clarafinds.com/packs/media/seo/en-90877824.jpg\" property=\"og:image\" /\u003e\u003cmeta content=\"https://www.clarafinds.com/packs/media/seo/en-90877824.jpg\" property=\"og:image\" /\u003e\u003cmeta content=\"https://www.clarafinds.com/balance-transfer-credit-cards/products?page=2\" property=\"og:url\" /\u003e\u003cmeta content=\"en\" property=\"og:locale\" /\u003e\u003cmeta content=\"Clara helps businesses and people find the best fintech products. Compare credit card machines, small loans, payment products, investing apps and much more.\" name=\"description\" /\u003e\u003cmeta content=\"width=device-width, initial-scale=1.0\" name=\"viewport\" /\u003e\u003cmeta content=\"9laVouF5nhYacmYZy8qcZTu3nABp0G1lVOKqLbGF77s\" name=\"google-site-verification\" /\u003e\u003clink href=\"https://www.clarafinds.com/balance-transfer-credit-cards/products\" rel=\"canonical\" /\u003e\u003clink rel=\"amphtml\" href=\"https://www.clarafinds.com/balance-transfer-credit-cards/products.amp\" /\u003e\u003clink rel=\"stylesheet\" media=\"screen\" href=\"/packs/css/application-40afdfa4.css\" data-turbolinks-track=\"reload\" /\u003e\u003cscript src=\"/packs/js/application-9e24fcd2efaa7dfc17b9.js\" data-turbolinks-track=\"reload\"\u003e\u003c/script\u003e\u003c/head\u003e\u003cbody\u003e\u003cdiv class=\"navbar\" data-controller=\"navbar\"\u003e\u003cdiv class=\"l-container\"\u003e\u003ca class=\"navbar-logo\" href=\"/\"\u003e\u003c/a\u003e\u003cdiv class=\"navbar-links\"\u003e\u003ca class=\"navbar_link\" href=\"/#feature\"\u003e\u003cspan class=\"navbar_link-title\"\u003eFeatures\u003c/span\u003e\u003c/a\u003e\u003ca class=\"navbar_link\" href=\"/#for_project_management\"\u003e\u003cspan class=\"navbar_link-title\"\u003eFor Project Management\u003c/span\u003e\u003c/a\u003e\u003ca class=\"navbar_link\" href=\"/#other_use_cases\"\u003e\u003cspan class=\"navbar_link-title\"\u003eOther use cases\u003c/span\u003e\u003c/a\u003e\u003ca class=\"navbar_link\" href=\"/#how_it_works\"\u003e\u003cspan class=\"navbar_link-title\"\u003eHow it works\u003c/span\u003e\u003c/a\u003e\u003cdiv class=\"navbar-buttons\"\u003e\u003ca target=\"_self\" class=\"link_button--inverted link_button\" href=\"https://depot.clarafinds.com/login\"\u003eLog In\u003c/a\u003e\u003ca target=\"_self\" class=\"get-access-btn link_button\" href=\"https://depot.clarafinds.com/depots?modal=open\"\u003eCreate Map\u003c/a\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cmain\u003e\u003cdiv class=\"product_list_item\"\u003e\u003cdiv class=\"product_list_item-badge\"\u003e\u003cimg src=\"/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaEpJaWt4TkdZd05XWXdZeTFrT1RsaUxUUmlaV1V0WWpRMk5pMWpaVFprTURreFl6STRNeklHT2daRlZBPT0iLCJleHAiOm51bGwsInB1ciI6ImJsb2JfaWQifX0=--3b8f47f6efb2aa0bee84468688097203cd1f0562/citibank_citi%20rewards+%20card.jpeg\" class=\"product_list_item-badge-logo\"\u003e\u003cdiv\u003e\u003ca class=\"product_list_item-badge-name\" href=\"/en/products/citi-rewards-card-by-citibank\"\u003eCiti Rewards+ Card\u003c/a\u003e\u003cspan class=\"product_list_item-badge-detail\"\u003eby \u003ca class=\"product_list_item-badge-detail-name\" href=\"/vendors/citibank\"\u003eCitibank\u003c/a\u003e\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_list_item-details\"\u003e\u003cdiv class=\"product_details\" data-controller=\"product-details\"\u003e\u003cdiv class=\"product_details-heroes\"\u003e\u003c/div\u003e\u003cdiv class=\"product_details-items product_details-items--accordion\" data-target=\"product-details.items\"\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMaximum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.23\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.03\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.13\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eNotes\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e1 - 2 points per $1; 15K bonus points after spending $1,000 within the first 3 months of account opening\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e5\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eRecommended Credit Score\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e740\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eAnnual Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Zero Interest Term Months\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e15\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_details-trigger\" data-action=\"click-\u0026gt;product-details#toggle\" data-target=\"product-details.trigger\"\u003e\u003chr class=\"product_details-divider\" /\u003e\u003cspan class=\"product_details-view_more\"\u003eView more\u003c/span\u003e\u003cspan class=\"product_details-view_less\"\u003eView less\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cp class=\"product_list_item-description\"\u003eThe Citi Rewards+ Card is suited for people who would like to earn rewards on small purchases in addition to consolidating credit card debt and benefiting from a 0% APR on purchases and balance transfers for 15 months. This is the only balance transfer card that rounds up to the nearest 10 points on every purchase and 2x points at gas stations and supermarkets. Card holders can receive 15k bonus points after spending $1,000 within the first three months of account opening.\u003c/p\u003e\u003ca target=\"_blank\" class=\"product_list_item-button button\" onclick=\"gtag(\u0026#39;send\u0026#39;, { \u0026#39;hitType\u0026#39;: \u0026#39;event\u0026#39;, \u0026#39;eventCategory\u0026#39;: \u0026#39;Redirect to Product\u0026#39;, \u0026#39;eventAction\u0026#39;: \u0026#39;button click\u0026#39;, \u0026#39;eventLabel\u0026#39;: \u0026#39;e946a9aa-c3e1-40bc-af4a-cfad0755162c\u0026#39;});\" href=\"/redirects?product_id=e946a9aa-c3e1-40bc-af4a-cfad0755162c\"\u003eVisit website\u003c/a\u003e\u003c/div\u003e\u003cdiv class=\"product_list_item\"\u003e\u003cdiv class=\"product_list_item-badge\"\u003e\u003cimg src=\"/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaEpJaWsyWkRnd1kyTmpZaTAyWW1aaExUUXdaalV0WWpGa055MWpOVGt6TWpsaVlUUmpOMllHT2daRlZBPT0iLCJleHAiOm51bGwsInB1ciI6ImJsb2JfaWQifX0=--dd0f43e5b306e49a8b766ba9bfe6f70b6ce9f42d/penfed_pen_fed%20gold%20visa%20card.png\" class=\"product_list_item-badge-logo\"\u003e\u003cdiv\u003e\u003ca class=\"product_list_item-badge-name\" href=\"/en/products/penfed-gold-visa-card-by-penfed\"\u003ePenFed Gold Visa Card\u003c/a\u003e\u003cspan class=\"product_list_item-badge-detail\"\u003eby \u003ca class=\"product_list_item-badge-detail-name\" href=\"/vendors/penfed\"\u003ePen Fed\u003c/a\u003e\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_list_item-details\"\u003e\u003cdiv class=\"product_details\" data-controller=\"product-details\"\u003e\u003cdiv class=\"product_details-heroes\"\u003e\u003c/div\u003e\u003cdiv class=\"product_details-items product_details-items--accordion\" data-target=\"product-details.items\"\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMaximum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.18\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.03\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.07\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e5\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eRecommended Credit Score\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e740\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eAnnual Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Zero Interest Term Months\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e12\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_details-trigger\" data-action=\"click-\u0026gt;product-details#toggle\" data-target=\"product-details.trigger\"\u003e\u003chr class=\"product_details-divider\" /\u003e\u003cspan class=\"product_details-view_more\"\u003eView more\u003c/span\u003e\u003cspan class=\"product_details-view_less\"\u003eView less\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cp class=\"product_list_item-description\"\u003eThe PenFed Gold Visa Card is an attractive option for anyone looking to consolidate credit debt and save money on interest by transferring balances to a card with 0% APR for a 12-month intro period. You will need to become a member of the PenFed Credit Union in order to be eligible for this card. Cardholders will benefit from some of the lowest standard APR rates, ranging from  7.49% to 17.99%. There are no annual fees, no cash advance fees, and no foreign transaction fees in addition to several military benefits.\u003c/p\u003e\u003ca target=\"_blank\" class=\"product_list_item-button button\" onclick=\"gtag(\u0026#39;send\u0026#39;, { \u0026#39;hitType\u0026#39;: \u0026#39;event\u0026#39;, \u0026#39;eventCategory\u0026#39;: \u0026#39;Redirect to Product\u0026#39;, \u0026#39;eventAction\u0026#39;: \u0026#39;button click\u0026#39;, \u0026#39;eventLabel\u0026#39;: \u0026#39;a6ad2c75-1e32-42a6-aa52-e10f9a71945e\u0026#39;});\" href=\"/redirects?product_id=a6ad2c75-1e32-42a6-aa52-e10f9a71945e\"\u003eVisit website\u003c/a\u003e\u003c/div\u003e\u003cdiv class=\"product_list_item\"\u003e\u003cdiv class=\"product_list_item-badge\"\u003e\u003cimg src=\"/rails/active_storage/blobs/redirect/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaEpJaWxtWWpKa016a3lOQzB3Wm1Vd0xUUTNaRGN0WVRSaE5DMW1OVEppTXpRek5qQmtaR0VHT2daRlZBPT0iLCJleHAiOm51bGwsInB1ciI6ImJsb2JfaWQifX0=--22c49344023fedc6379ef60ea48416bbe653fdb9/u_s_bank_u.s.%20bank%20visa%20platinum%20card.png\" class=\"product_list_item-badge-logo\"\u003e\u003cdiv\u003e\u003ca class=\"product_list_item-badge-name\" href=\"/en/products/u-s-bank-visa-platinum-card-by-u-s-bank\"\u003eU.S. Bank Visa Platinum Card\u003c/a\u003e\u003cspan class=\"product_list_item-badge-detail\"\u003eby \u003ca class=\"product_list_item-badge-detail-name\" href=\"/vendors/u-s-bank\"\u003eU.S. Bank\u003c/a\u003e\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_list_item-details\"\u003e\u003cdiv class=\"product_details\" data-controller=\"product-details\"\u003e\u003cdiv class=\"product_details-heroes\"\u003e\u003c/div\u003e\u003cdiv class=\"product_details-items product_details-items--accordion\" data-target=\"product-details.items\"\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMaximum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.24\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.03\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Interest Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0.14\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eMinimum Transfer Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e5\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Rate\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eRecommended Credit Score\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e740\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eAnnual Fee\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e0\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"dynamic_field_item\"\u003e\u003cdiv class=\"dynamic_field_item-name\"\u003eBalance Transfer Zero Interest Term Months\u003c/div\u003e\u003cdiv class=\"dynamic_field_item-value\"\u003e20\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cdiv class=\"product_details-trigger\" data-action=\"click-\u0026gt;product-details#toggle\" data-target=\"product-details.trigger\"\u003e\u003chr class=\"product_details-divider\" /\u003e\u003cspan class=\"product_details-view_more\"\u003eView more\u003c/span\u003e\u003cspan class=\"product_details-view_less\"\u003eView less\u003c/span\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cp class=\"product_list_item-description\"\u003eThe U.S. Bank Visa Platinum Card stands out with the longest 0% APR period on purchases and balance transfers. This card offers consumers an opportunity to avoid high-interest credit card charges with a balance transfer intro period of 20 months or 20 billing cycles. After that, the standard APR ranges from 13.99% to 23.99% with no annual fees or penalty APRs. While this card doesn\u0026#39;t feature any reward structure or bonus points, the long zero-interest period is an attractive offer for people looking to payoff debt or finance large purchases..\u003c/p\u003e\u003ca target=\"_blank\" class=\"product_list_item-button button\" onclick=\"gtag(\u0026#39;send\u0026#39;, { \u0026#39;hitType\u0026#39;: \u0026#39;event\u0026#39;, \u0026#39;eventCategory\u0026#39;: \u0026#39;Redirect to Product\u0026#39;, \u0026#39;eventAction\u0026#39;: \u0026#39;button click\u0026#39;, \u0026#39;eventLabel\u0026#39;: \u0026#39;f738721d-65b9-4f61-8ce8-b43f688072cf\u0026#39;});\" href=\"/redirects?product_id=f738721d-65b9-4f61-8ce8-b43f688072cf\"\u003eVisit website\u003c/a\u003e\u003c/div\u003e\u003c/main\u003e\u003cdiv class=\"footer\"\u003e\u003cdiv class=\"l-container\"\u003e\u003cdiv class=\"l-content\"\u003e\u003cdiv class=\"footer-logo\"\u003e\u003c/div\u003e\u003cp class=\"footer-tag_line\"\u003eUnderstand your data.\u003c/p\u003e\u003cp class=\"footer-message\"\u003eClara helps you visualise any dataset interactively so you can organise, understand and collaborate on complex data.\u003c/p\u003e\u003ch5\u003eSupported by\u003c/h5\u003e\u003ca href=\"/erdf-project\"\u003e\u003cimg class=\"footer-erdf\" src=\"/packs/media/landing_page/erdf-faf125e4.png\" /\u003e\u003c/a\u003e\u003cdiv class=\"footer-links\"\u003e\u003ca class=\"footer-links_link\" href=\"https://clarafinds.com/terms-of-service\"\u003eTerms of Service\u003c/a\u003e\u003ca class=\"footer-links_link\" href=\"https://clarafinds.com/privacy-policy\"\u003ePrivacy Policy\u003c/a\u003e\u003ca href=\"https://depot.clarafinds.com/login\"\u003eLogin\u003c/a\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003c/div\u003e\u003cscript async=\"async\" src=\"https://www.googletagmanager.com/gtag/js?id=UA-118971987-3\"\u003e\u003c/script\u003e\u003cscript\u003ewindow.dataLayer = window.dataLayer || [];\nfunction gtag(){dataLayer.push(arguments);}\ngtag('js', new Date());\ngtag('config', 'UA-118971987-3');\u003c/script\u003e\u003c/body\u003e\u003c/html\u003e","next_page":"/en/balance-transfer-credit-cards/products?page=3"}